We'll definitely support both recurring/installment and
debit
with NOVA in the future, just a matter of when... We've
got
some other certifications which are ahead of NOVA at the
moment, but it should be this year at some point, just not
sure if that's 3 months or 9 months...
-Brad
Wendell Dingus wrote:
> There's nothing quite like _consistency_ is there?
>
> I was under the impression that supplying or not
supplying CV could
> affect the rate we're charged. Interesting... If it
doesn't then we
> could implement recurring charges with the stored
acct/exp info, only
> supplying the CV on the initial human-initiated signup
charge. I really
> don't like storing any part of their account data
though...
>
> Nova's ViaWARP product promises "Supports
recurring and installment
> payments"
> ht
tp://www.novaeuroconex.com/documents/viaWARP.pdf
>
> They support debit cards as well:
> http://www.novaeuroconex.com/documents/PublicSec
torSolutions.pdf
>
> Consider this a vote for support of both with them...
>
> Thanks.
>
>
> Brad House wrote:
>> You cannot send a transaction without an expiration
date.
>> Most likely the article was simply stating that any
expiration
>> date in the future will yield you an authorization.
This is
>> _mostly_ true. If you pass CV values with your
authorization though,
>> typically the lookup performed at the issuer's side
has the CV
>> value bound to the expiration date, so if you pass
the _correct_
>> CV value, but the _incorrect_ expiration date, you
will actually get
>> a CV validation error, NOT an expiration date
error. It's quite
>> confusing, but just the way it works since the CV
value typically
>> changes along with the expiration date when they
issue new cards.
>> Not all issuers work that way though, just saying
that expiration
>> dates do play a role in some circumstances.
>>
>> CV has never been a requirement and has never
affected interchange
>> rates, but it is strongly recommended because it
does provide you
>> as a merchant certain chargeback protections, and
allows you to
>> more successfully dispute chargebacks.
>>
>> As of Monetra 6.0, Monetra will support recurring
transactions and
>> the recurring indicator as well as the installment
payment indicator
>> to select processors (primarily VITAL with the 6.0
release). The
>> recurring flag will be added to other processors as
we go through
>> the eventual recertification processes with each
one.
>>
>> -Brad
>>
>> Wendell Dingus wrote:
>>
>>> OK, so expiration dates are obsolete:
>>> http://itmanagement.earthweb.com/colu
mns/executive_tech/article.php/3607996
>>>
>>> And, we can get new client card numbers when
they change:
>>> http://itmanagement.earthweb.com/colu
mns/executive_tech/article.php/3609801
>>>
>>> As well as receive a lower rate on recurring
charges:
>>> http://itmanagement.earthweb.com/colu
mns/executive_tech/article.php/3611246
>>>
>>>
>>> Are these things supported by Monetra? I've not
tried to submit a charge sans expiration date and CVV yet.
>>> The ability to get a new card number that has
changed probably is outside the scope of what Monetra does,
>>> but I figured it was worth asking. The
"recurring indicator" though is the one that
interests me most.
>>> With it the problem of submitting recurring
charges minus the (non-stored) CVV would appear to go away.
>>> A better rate on recurring charges wouldn't
hurt my feelings either...
>>>
>>> Thanks
>>>
>>> PS. Any knowledge of the recurring indicator
being supported by NOVA?
>>>
_______________________________________________
>>> Monetra-support mailing list
>>> Monetra-support lists.mainstreetsoftworks.com
>>> http://lists.mainstreetsoftworks.com/mailma
n/listinfo/monetra-support
>>>
>>>
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n/listinfo/monetra-support
>>
>>
>
>
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